Texas Home Loan
Insider Angelo Christian
“Just call and listen in” to what my clients have to say.
Free 24 hour pre-recorded message, Call 832 431 6331 and press
ext. 1.
DEBT CONSOLIDATION LOAN TEXAS. Angelo Christian wants to help you get out of debt and save lots of money. With an approved debt consolidation loan in Texas, Angelo will pay off all of your debts, including your mortgage, and you do not have to make any payments for up to two months.
Apply online and get a response within 24 hours.
Call me right now to get help:
Direct: 832.431.6331
Toll free: 1.888.202.4479 |
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With FHA we lend down to 580 credit score and USDA we lend down to a 620 score
VA we have no credit score requirement!
Both are great loan programs. Each has unique features that make them essential.
However, the reality is that both the FHA and USDA are great loans and meet different people’s needs. FHA has easier underwriting, can be urban or rural area, no income cap, lower interest rates.
Here are some of the differences:
FHA requires 3.5% down, USDA does not have a down payment so you are getting a 100% loan.
FHA lends to lower credit scores and manufactured home, USDA does not.
Also FHA charges PMI which is private mortgage insurance and the USDA does not. Thus your payment will be lower with USDA.
So if you have a $200,000 loan amount then the monthly FHA Mortgage Insurance would be just over $150.
If you qualify for a USDA loan and the property is in located In approved area my advice would be to do a USDA loan. However, if you don’t qualify for a USDA loan or the property is not eligible then FHA is the solution. |
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